XRP Ledger’s Latest Upgrade Paves the Way for Institutional Adoption

The XRP Ledger (XRPL) has taken a significant leap toward institutional adoption with the release of its Core software version 2.5.0. This upgrade introduces a suite of advanced features designed to cater to enterprise needs, including batch transactions, enhanced token escrow, permissioned decentralized exchanges (DEX), and permission delegation. These enhancements aim to streamline operations, improve security, and provide greater flexibility for institutional players looking to leverage the XRPL for large-scale transactions and asset management. The introduction of batch transactions, in particular, allows for the atomic execution of multiple operations, reducing complexity and increasing efficiency. With these developments, the XRP Ledger is positioning itself as a robust platform for institutional adoption, potentially driving increased demand and value for XRP in the long term. As of July 2025, this upgrade marks a pivotal moment in XRPL's evolution, signaling its readiness to meet the demands of the institutional finance sector.

XRP Ledger's Latest Upgrade Targets Institutional Adoption with Enhanced Features

The XRP Ledger (XRPL) has rolled out version 2.5.0 of its CORE software, marking a significant step toward attracting institutional players. The upgrade introduces batch transactions, token escrow enhancements, permissioned decentralized exchanges (DEX), and permission delegation—features tailored for enterprise use cases.

Transaction batching allows atomic execution of multiple operations, streamlining payroll and airdrop distributions. Expanded token escrow capabilities now support trustline-based and multi-purpose tokens, enabling conditional asset releases for DeFi and vesting applications.

Notably, the PermissionedDEX function addresses regulatory compliance by restricting trading access—a critical requirement for financial institutions exploring blockchain solutions. Meanwhile, Permission Delegation improves operational security, positioning XRPL as a viable competitor to ethereum and Solana in smart contract adoption.

Fact Check: Elon Musk's Alleged $104 Billion XRP Investment Rumors Debunked

Speculation about Elon Musk investing $104 billion into Ripple's XRP has gone viral, with unverified claims suggesting a partnership to power payments for X (formerly Twitter). The rumors, originating from a CryptoGeek tweet, lack official confirmation or evidence. Similar claims surfaced weeks earlier regarding a $50 billion XRP purchase, which Perplexity AI already debunked.

Market observers note the recurring pattern of exaggerated cryptocurrency rumors tied to high-profile figures. XRP's price often reacts to such speculation despite the absence of substantive partnerships or institutional interest. Regulatory clarity remains the key hurdle for Ripple, not celebrity endorsements.

Ripple vs SEC Legal Battle Persists Despite Misleading Victory Claims

The prolonged legal confrontation between Ripple Labs and the U.S. Securities and Exchange Commission remains unresolved, contrary to widespread speculation that the regulator had abandoned its appeal. While Ripple's Chief Legal Officer Stuart Alderoty declared victory in March 2025—asserting the SEC had ceased both its appeal and broader crypto enforcement actions—former SEC officials confirm the appeal is merely paused, not terminated.

This confusion stems from Alderoty's optimistic remarks in a 'Crypto in a Minute' video segment, where he framed the SEC's stance as a capitulation to industry demands for clearer regulations. "We never had clear laws or regulations for crypto in this country," he stated, positioning Ripple's partial courtroom wins as a watershed moment. Yet the reality is more nuanced: the case continues to cast uncertainty over XRP's regulatory status and the SEC's approach to digital assets.

XRP Ledger Unveils Key Upgrades Including Token Escrow for DEXs in Latest Release

RippleX has launched version 2.5.0 of 'rippled,' the reference implementation for the XRP Ledger, introducing seven protocol amendments now open for voting. The upgrades aim to enhance functionality and governance, requiring two weeks of support from over 80% of trusted validators to take effect.

Key features include 'TokenEscrow' for IOU and multi-token escrows, 'Batch' for atomic transaction grouping, and 'PermissionedDEX' allowing exchange operators to enforce regulatory controls. The AMMv1_3 amendment introduces automated market Maker safety checks at the protocol level.

Two critical fixes address NFT transfer vulnerabilities and expired payment channel loopholes. Network improvements also cover transaction relay logic, I/O capacity, and multi-signature accuracy.

XRP Price Holds Above $2.18 Amid Network Upgrade, Is a Breakout Ahead?

The XRP Ledger's v2.5.0 upgrade has gone live, introducing transaction batching, token escrow enhancements, and support for permissioned DEXs. These improvements aim to streamline on-chain transactions and expand utility for institutions and developers.

Despite a 46.26% drop in 24-hour trading volume to $2.76 billion, active addresses remain steady, suggesting sustained network engagement beyond speculative activity. The upgrade may already be influencing transaction behavior.

Price action remains muted, but the foundational upgrades could lay the groundwork for broader adoption. Market participants are watching for potential breakout signals as XRP consolidates above $2.18.

Massive Leap For XRPL: Apex 2025 Launches Institutional Finance On Chain

The XRP Ledger (XRPL) has taken a monumental step toward institutional adoption with the launch of Apex 2025, RippleX's landmark summit held June 10–12. For the first time hosted outside New York, the event brought together industry leaders, regulators, and innovators to showcase XRPL's breakthrough into mainstream finance.

Five new stablecoins and tokenized U.S. Treasuries debuted on XRPL, while Guggenheim introduced digital commercial paper to the network. Ripple also announced a partnership with Web3 Salon to support Japan's blockchain startups, signaling global expansion.

Ripple CTO David Schwartz and Head of RippleX Product Jazzi Cooper opened the event by reflecting on 13 years of XRPL development. They outlined the network's next phase: a focused push into tokenization, stablecoins, and compliance-ready infrastructure.

HSBC's Zhu Kuang Lee highlighted real-world tokenization use cases across asset classes during a keynote interview with Ripple's Fiona Murray. The discussion revealed HSBC's development of a regulated digital asset custody platform and growing institutional demand for blockchain solutions.